Mortgage Pro Todd Lubar Talks Smart Home Technology

Being in the mortgage industry for 25 years, Todd Lubar has spent a lot of time keeping his finger on the pulse of the real estate market. His specialty is in the residential real estate market so he has seen many trends come and go. He says the biggest trend he’s ever seen is taking place right now. This trend is people installing smart home technology in order to make their homes much more efficient and convenient to live in.

According to Patch, he has seen homeowners across Baltimore, the city he works in, adopt this type of technology. It’s great not just for homeowners but also for the broader community in a number of ways. First, designing, building and installing these devices has created a lot of well-paying jobs. They can also cut down on energy use, such as smart thermostats, which brings down the home’s carbon footprint and the detriment to the environment. One of Todd Lubar’s favorite recent inventions is smart mood lighting. You can easily adjust how bright the lights are in a room or even what color they are. Some of these are quite smart and know when to turn off and on based on your schedule. The Internet of Things is being developed, he says, which allows all of these devices to talk to one another and allow people to control all the IoT devices in their home from their smartphone. You can visit LinkedIn to know more.

Todd Lubar started his own mortgage firm a number of years ago, TDL Global Ventures. He says that he enjoys bringing relief to homeowners whether that’s helping to make them first-time homebuyers or reducing the amount they pay by refinancing their mortgage. He says that while he has a team of professionals working for him he stays involved in running all aspects of his business so he can stay on top of making sure his clients receive excellent customer service. Lubar says that the great success he has experienced has been due to a real willingness to work hard and do what it takes to succeed despite any setbacks or disappointments he may encounter.

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James Larkin, A True Hero by His Own Right

It is true to state that history will always have a place for its great sons and daughters as evidenced by James Larkin a famous Irish historical figure whose name has stood the test of time.

From a very young age, Jim exuded potential to attain great things in his life through hard work and his courageous ability to voice injustices perpetrated against laborers. It was through this ability to fight for laborer’s rights that saw him rise to become great and a hero to many till this day.

His story is one that had a humble beginning as he was born and brought up in the slums of Liverpool, England. It was on the 21st January of 1876 that James Larkin was born.

Due to poverty in the slums, James was not able to attend and complete his formal education. Instead, he had dropped out and engaged in small jobs at the docks to help in his family’s income. Read more: Jim Larkin | Biography and Jim Larkin | Wikipedia

Due to his hard work and dedication, James slowly rose the ranks where he worked at the docks to become a foreman. It was while working at there that James became a socialist who advocated for the rights of his co-workers.

His drive as a socialist got driven by the injustices and the unfair treatment of works and as a result, joined NUDL or National Union of Dock Labourers. It was in the year 1905, and as a result, he went on to become an organizer at the trade union working full time.

The methods that James Larkin employed in fighting for works rights were somewhat aggressive and considered militant. The NUDL got alarmed and decided to transfer him to Dublin. His transfer occurred in the year 1907.

It was in the same year that James Larkin would go on to establish Irish Transport and General Workers’ Union. This union brought together all skilled and unskilled Irish industrial laborers. Larkin again went on to institute the Irish Labour Party.

In all his struggles for the rights of workers, James Larkin was able to lead many strikes, and one of the most significant strikes is one held in 1913 named the Dublin Lockout that saw 100,000 works participate for eight months.

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Betsy DeVos Continues To Fight Despite Criticism

Secretary of Education Betsy DeVos is settling in to her job in Washington. While it hasn’t been a cakewalk, she’s learning the ropes. It is undoubtedly a trial by fire. She’s taken a lot shots and criticism with dignity. But the people who know her best, knows she’s tough, a fighter and will persevere.


DeVos is the daughter of wealthy industrialist Edgar Prince. She was born and raised in Holland, Michigan to a family of devoutly religious family that attended the Christian Reformed Church. She also attended Calvin College, a Grand Rapids Christian school. Not long after, she married Dick DeVos, son of Amway founder Richard DeVos.


The couple, who has four grown children, recently arrived back in town for a private celebration of her recent confirmation as Secretary of Education.


Over the years, she and her husband’s foundation has contributed millions to a number of worthy causes and conservative initiatives. They have given a great deal of money to charter schools and voucher programs.


DeVos’s stance on education has much to do with her upbringing. Not just the connection she has with her hometown, but the ties to her ancestral homeland in the Netherlands.


In the Netherlands in the late 19th century, education was roundly debated by progressives who sought secular public schooling and felt that religious schools didn’t deserve the same financial standing. This was the earliest example of school choice.


The philosophy of religious-based schools is a widely-accepted concept adopted by Abraham Kupyer, a theologian who influenced Calvin College.


While this idea seems to be accepted by the Trump Administration, there are still a number of critics pushing back on the issue. While DeVos sees it as an issue of fairness — equal financial treatment for both public schools and private Christian-based schools. But critics see it as a violation of the separation of church and state laws.


DeVos, notably, is against regulation. This has contributed to the deterioration of public schools, according to her critics. Her hard stance against regulation has also put her at odds with other school choice proponents, who agree with school but also believe certain regulations should be in place.


Wayne State University Professor Thomas Pedroni is highly critical of DeVos, stating that her policies have definitely harmed public education. He went on to say that although DeVos is one of the most divisive members of school choice movement, he hopes she will refocus her energy towards the needs of public schools. Learn more:

All To Know About The Fagali’I Airport

The Fagali’I Airport has been a wonderful asset to millions of people who have traveled over the years. What sets the Fagali’I Airport apart from so many others out there is that it has two different airlines available. The first airline, known as Fagali’I Airlines, offers travelers the ability to travel within the local Samoa area. If you would rather travel internationally, you can choose the Samoa America airline, as it has many different flights available per day for those who would like to visit the United States or are coming in from this area.

The reason the Fagali’I Airport looks relatively new is because it is. Decades ago, it was owned by the local government and run primarily for government and military purposes. After many years, it was sold to Polynesian Airlines and reopened as Fagali’I Airport. This has opened the airport to the public and allows for both local and international travel to those who do not want to spend a lot of money to get to where they need to be. Once you choose the Fagali’I Airport for your upcoming travel plans according to, you’ll realize why millions of individuals have utilized this amazing airport to do all of their traveling since the airport was reopened over a decade ago.

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Along with offering low-cost flights to those who are on a budget, the Fagali’I Airport also has many different in-line features available according to From high-end restaurants to cafes and shops, you will find that traveling through the Fagali’I Airport is one of the best options you’ve made for your upcoming travel plans. You can also visit the Fagali’I Airport website if you would like to book a flight or need to find out information on delays and cancellations. There are many airports out there for you to choose, but the best one in the Samoa area is known as the Fagali’I Airport. This is an airport that is both safe and secure while also being incredibly low-cost and convenient. You can book your flight online quickly and without problems, allowing you to simply show up for your flight and be on your way.

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The Holiday Party Starter Pack

As we come around to the holiday season, one of the main things everybody seems to be focused on is the holiday party. From the ugly christmas sweater get-togethers, to the family dinner parties, the holiday season is filled with these celebrations. Let’s break down some of the major components of the party, in order to make sure you are as equipped as possible for your upcoming holiday party.


Where’s the invite?


If you do decide to use invitations, be sure they are attractive and creative. Invitations can propel your party-planning to new heights if done with the proper design, idea, and amount of creativeness.


Let’s Decorate


Now we know that the holiday decorations are at the forefront of every holiday party. From stunning christmas trees to wonderfully tied ribbons, decorations breathe life into locations, as they often highlight the elegant mood that is desired amongst partygoers.


Hunger Games


Now what’s a party without food? When it comes to the holiday menu, you want to make sure you have supplied your location with a substantial amount of snacks, appetizers and beverages for those attending. This adds another level of comfort to the party, which is great for all attendes.


Now some of you may be a little overwhelmed by all those topics we just covered, and that is okay, we have a company that may be able to assist you. Twenty Three Layers is among the many botique event planning companies in NYC that specializes in style and creativity when planning events. As a firm that provides services such as floral design, catering and photography, Twenty Three Layers is dedicated and committed to ensuring your event is not only spectacular, but above the top in terms of creativity. Whatever your event needs, Twenty Three Planners is available to do, which is why they are recognized as one of the premier corporate event planners in NYC.

How Bob Reina’s Company Software Reaches 500 People

Bob Reina has become a trusted voice on video marketing ideas and trends because of what he’s done in the industry through his company Talk Fusion.

Talk Fusion has several apps that make sending live or recorded videos through email or open sessions easy to do.

Talk Fusion’s software is WebRTC based which means you don’t need separate software to use it.

It runs across multiple browsers without even using Adobe flash player and with its Live Meetings app, a broadcaster can reach up to 500 people. Reina and his team have perfected the quality of the app so that it can run smoothly even on some slower home internet connections.

All of this is the result of 13 years entering the IT industry. Learn more about Bob Reina: and

Bob Reina has many years running multilevel marketing gigs, the model that Talk Fusion is built on. Prior to that, he was a deputy at the Hillsborough County sheriff’s office, and he changed that career for multilevel marketing because of the freedom it gave him to work his own hours, and the endless limit of possibilities he could reach.

While the first multilevel marketing companies he worked for didn’t last that long, he still felt he would find something that would last for the long-term.

When he came across the idea of being able to transmit videos through email, he knew he had an idea that could lead to even bigger and better opportunities. He soon was able to bring that idea to life with Talk Fusion’s first video email client, and soon video newsletters and signup forms followed.

Bob Reina counts it as no small thing that the multilevel marketing industry allowed him to change his life’s direction, and he wants the Talk Fusion associates program to do the same for others.

For those who might be unsure how to get started using it, Reina has started Talk Fusion University, a video series on selling Talk Fusion products and understanding the uses of video. Reina is also a regular blogger for outlets like the Huffington Post and MarTech Advisor, and he’s also a donor to several animal rescue agencies.

Talk Fusion Video Marketing Products for Companies and Professionals

Talk Fusion is one of the leading or probably the only video marketing company that you can trust in the video marketing business. Bob Reina, CEO of Talk Fusion believes that video marketing is the form of marketing that doesn’t only put a positive impression on the target audience but also helps in faster and higher conversion. And, to the surprise of the entire marketing industry, Bob Reina has been right about it all along.

The company was launched in the year 2007 and since then has devised, developed, and launched a wide array of video-based products that has helped in bringing a sort of revolution in the field of marketing. More and more companies, as well as individuals, are using the Talk Fusion products, simply because it gets results.

The best part about the products and services of Talk Fusion is that it is far less cheap than the conventional marketing products and services, but provides better results.

Talk Fusion offers video communication and marketing products and services bundled into one of its customers, which includes video e-mail, video newsletters, video chat, live meetings, video sign-up forms, and more.

The array of products developed and provided by Talk Fusion makes it one of the most innovating companies in the marketing sphere today. However, Bob Reina says that it is just the beginning as the company invests heavily in research and development and many new products are in the pipeline, which is scheduled to be launched soon. Read more: Talk Fusion | Crunchbase and Talk Fusion | Wikipedia

Talk Fusion understands that businesses and professionals are finding it hard to stay on the top in the highly competitive market and are looking for unique marketing concepts and tools. It is where the video marketing and communication products of Talk Fusion come into the picture.

Talk Fusion’s products can be used for both personal and professional purposes, and it is sure to get you the results you are looking for.

The company continues to update its product line to ensure new features are added to it frequently and that it continues to perform as per the requirements of the customers. Bob Reina says Talk Fusion can help in ways more than one to help companies convert leads and optimize sales conversion channels.

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