David Giertz is a licensed financial adviser in Dublin, Ohio. He is employed by Nationwide Investment services Corporation located in Dublin, Ohio. He brings 31 years of experience and four advanced certificates to his resume. He was recently interviewed on Wall Street Journal and advocated that financial advisers need to address the issue of Social Security with their clients. Giertz advocated for complete disclosure of this complex retirement concept. During the interview, he advised that if possible his clients should wait until the full termination of their benefits that usually occur at the age of 70 and to not take early retirement as an option.
David Giertz deals with clients and advises them on potential stocks, bonds, and mutual funds for them to acquire before retirement.
Those individuals and couples reaching retirement age must seriously consider their options for the future on Instagram. Many may want to quit their jobs or sell their businesses only to find that there is a shortfall of money and that they should have held out for one or more years. If these people make the wrong decision and try to find another job, they will find themselves at the bottom of the barrel of the available workforce.
The years before retirement should be years preparing for an uncertain future. Questions need to be asked about buying a smaller house or going to one of the new independent living retirement facilities at https://soundcloud.com/davidgiertz. An honest and open relationship with a financial advisor you know and trust is of the utmost importance. Plan together for this most complex of life issues. Do not leave your retirement to chance. Have a detailed plan laid and written down on paper and also plan for unexpected emergencies and how you will deal with them when they occur.