The Great Need for Pre-Retirement Planning

David Giertz is a licensed financial adviser in Dublin, Ohio. He is employed by Nationwide Investment services Corporation located in Dublin, Ohio. He brings 31 years of experience and four advanced certificates to his resume. He was recently interviewed on Wall Street Journal and advocated that financial advisers need to address the issue of Social Security with their clients. Giertz advocated for complete disclosure of this complex retirement concept. During the interview, he advised that if possible his clients should wait until the full termination of their benefits that usually occur at the age of 70 and to not take early retirement as an option.

David Giertz deals with clients and advises them on potential stocks, bonds, and mutual funds for them to acquire before retirement.

Those individuals and couples reaching retirement age must seriously consider their options for the future on Instagram. Many may want to quit their jobs or sell their businesses only to find that there is a shortfall of money and that they should have held out for one or more years. If these people make the wrong decision and try to find another job, they will find themselves at the bottom of the barrel of the available workforce.

Read more: These big mistakes will result in smaller Social Security checks

The years before retirement should be years preparing for an uncertain future. Questions need to be asked about buying a smaller house or going to one of the new independent living retirement facilities at https://soundcloud.com/davidgiertz. An honest and open relationship with a financial advisor you know and trust is of the utmost importance. Plan together for this most complex of life issues. Do not leave your retirement to chance. Have a detailed plan laid and written down on paper and also plan for unexpected emergencies and how you will deal with them when they occur.

The Traveling Vineyard Wines Concept

In 2001, in Tampa, Florida, the first home meeting for Traveling Vineyard Wines was held with great success. Similar to the concept that Tupperware and Pampered Chef have used for years, the home party concept would seem to be a natural for wine tasting. The idea is to get a person to host a party in their home in exchange for some rewards, namely in this case some free wine.

A trained consultant from the Traveling Vineyard Wines company is there to display the wines and talk about them, what types of meals they are appropriate for, and of course to sell the wines that are being displayed. It seems to have worked as the company has experienced steady growth over the years. The concept is very appealing; the wines are good wines according to those who have attended the home parties.

Like Traveling Vineyard on Facebook.

Probably in most areas of the country, there is not a lot of consultants yet, even though Traveling Vineyard has been in business for quite a few years. There would seem to be a good opportunity for those people who are entrepreneurial in nature to be able to find out more about becoming a consultant. There are many people who are consultants who are making their living that way. Just like anything else where a person has their own business, they will get out of it just about what they put into it in the way of effort and resources.

The mission of The Traveling Vineyard Wine company is to bring people together in a home atmosphere in a relaxed nature to have an entertaining and enjoyable experience with the tasting and informative session about different wines and their uses. Friend are made, information is amassed and ultimately wine is purchased which provides revenue for the company and rewards for the host of the event.

Vijay Eswaran’s Commitment To The Malaysian Community Through RYTHM Foundation

RYTHM Foundation has made an impact in the needy areas of Malaysia and across Asian borders through its philanthropic endeavors, and proud to lead the way of this foundation is Vijay Eswaran, the co-founder of QI Group. Eswaran certainly wanted QI Group to be a success when he founded it, but he also wanted it to be a tool for giving back to the Asian Community.

Eswaran’s work through RYTHM Foundation and the establishment of a sister group, Vijayratnam Foundation has earned him recognition as one of Forbes Asia’s 2011 Heroes of Philanthropy.

Making contributions to his community and promoting a culture of ethics and responsibility are principles he’s been inspired by that Mahatma Gandhi held. Vijay Eswaran has studied Gandhi’s work and has spoken about it at various gatherings.

Eswaran was an entrepreneurial-minded young man growing up and he learned a lot from his father who worked for Malaysia’s Ministry of Labor. He learned from some of the world’s most renowned professors at the London School of Economics where he got his bachelor’s in Socio-economics in 1984.

He spent a little time raising money through performing odd jobs at various European businesses, but then came to the US where he got his MBA at Southern Illinois University.

According to Qbuzz, Vijay Eswaran’s career as a multilevel marketing businessman started in the mid 1990s when he joined the Cosway Group’s direct selling branch in Malaysia. Together with Joseph Bismarck, he started QI Group Ltd in 1998 and built several subsidiary companies.

QNet is QI Group’s primary sales and profits company that sells jewelry, household tools, health and beauty products, and vacation deals to customers who can then resell them. QI Group also owns several magnificent vacation resorts and real estate investments, as well as financing and loan companies through QI Asset Management, and they also have logistical chains through Quex Courier.

Eswaran is a member of the World Economic Forum and India’s sixth Pravasi Bharatiya Divas. He practices spiritual rituals and various Vedic traditions and writes about them in his books In The Sphere of Silence and 18 Stepping Stones.

He is also married to Umayal Eswaran who is a co-Chair on his philanthropy group.

Learn more about Vijay Eswaran: http://philanthropies.org/vijay-eswaran-2/

Shaping Societies Through Builders

When wanting to be a successful businessman there is a premise that must be appropriated before doing anything: understanding that a businessman is first and foremost an entrepreneur. It takes skills and passion to develop the ease of smell that comes with knowing how to spot a great opportunity to make a business grow or generate a business from scratch.

To be an industry expert, it take a real expert to find the way in which clients and investors together trust in intuition and lead them to taking risky decisions for profit. Omar Boraie, President of Boraie Development LLC. Spotted an opportunity in New Brunswick when he realized the community needed a reording to make the society feel safe again. Since then, Boraie Development has been a pillar in the New Brunswick community and has helped to get the urban development of the region growing so that it has seen a rebirth. He has seen completion of one of what he considered to be among his wildest dreams.

While Boraie Development is based in New Brunswick, they also work on projects in Newark and Atlantic City that contribute to a better New Jersey. The company will continue to focus on the development con communities and has made available to vulnerable or less fortunate groups the tools to take direct action and improve their lives and those of their loved ones, making communities give way to construction and development for safer environments. Now, with an uncertain future for minority communities, it is more important than ever to be actively involved.

Thinking about these principles, Boraie Development LLC(https://www.bloomberg.com/profiles/companies/0601263D:US-boraie-development-llc) believes it is crucial to emphasize the importance of real estate and building homesin communities that are facining declining ecomnomical development because people are leaving to get better opportunities in the big cities, while they could find everything they need in their own community. Now, having participated many charities and becoming donors to social causes, Omar Boraie and his family are strong advocates for healthy communities reveals Patch.com, and has inspired many people to try and become an important part of the community that allows young people and adults to become leaders. With a rapidly changing political climate, it is vital that companies with a human vision advocate for positive social change and become an example to invite others, businessmen and the society altogether to make a positive change to what they call their homes or their states.

Read More: http://magazine.rutgers.edu/insights/seeing-the-future

The Unique Business of Fabletics

This country is in love with working out and making them beautiful. When people work out, they want to look good while doing it. To achieve their perfect workout look, the buy workout clothes that matches their personality. There is one company that has taken the workout clothing industry by storm. Fabletics is a clothing that sells clothing online. Fabletics is clothing company by actress Kate Hudson. Kate Hudson is doing something great by competing with the all-amazing Amazon. Amazon controls 20% of the fashion market. Fabletics is growing into a $250 million fashion business. The company is becoming the go-to fashion line for the activewear community. Fabletics works as a fashion membership, which makes it convenient for people to buy activewear online. People like Fabletics because the brand is very unique and aspirational.

 

In the past, a person would label a high-value brand based on quality and price. Now, that has changed. More and more people consider brand recognition, customer experience, exclusive design elements and last mile service as aspects of a high-value brand. Fabletics has all of these aspects. Fabletics has opened 16 physical stores in several locations, including Florida, California, Hawaii, and Illinois. The executives of Fabletics believe that offering personalized customer service. They also believe in providing products that are half the price of their competitors.

 

Fabletics has seen success in a new tactic called reverse showrooming. Reverse showrooming is the process of making browsing for clothes a positive experience. So instead of people browsing offline and buying the same clothes somewhere else, Fabletics builds relationships with their consumers so they will always buy in their stores or on their website. Statistics show that about 50% of people that walk into a Fabletic physical store are already members, which means, they have already purchased Fabletic products in the past and are bound to do so again. Also, studies show that 25% of consumers that browse at a Fabletic store become members while browsing. Fabletics has a unique shopping model. When a member tries on a piece of clothing at a Fabletics store, that piece of clothing automatically goes into their online shopping cart.

 

Fabletics growth is based on the culture of the company and the customers they serve. They are beating the competition because they are investing in different business strategies. With the physical retail stores and their membership, they are succeeding and are bound to succeed in the future. Fabletics and Kate Hudson strives to give the customer the best shopping experience possible. Fabletics can compete because they have exclusive products and a proven business model.

From Medicine to Entrepreneurship

According to Ad Week, Alexei Beltyukov is a Russian entrepreneur and philanthropist who began his career in the field of medical research and quickly transitioned into the world of finance and business management due to the collapse of the Russian medical industry. Currently, he is the Chairman of New Gas Technologies, a company that he founded in 2006.

To better equip himself for the new career path he had chosen, Alexei pursued an MBA from INSEAD. He has had several other qualifications subsequently after, including one for an executive program on disruptive technologies from Singularity University.

Alexi is known for being an extremely conservative, yet successful venture capitalist. He has founded numerous companies over the years which have all been extremely successful in their respective fields. He is extremely well read regarding the area of finance and business management. Through his years of experience, he has gained immense knowledge in matters regarding corporate development, financial modeling, angel investing, business planning and investment banking.

In 2013, Alexei Beltyukov founded Endemic Capital, a company geared towards investing into global technologies. Some of the other companies that Alexei has established include A-Ventures, a company that specialized in operational turnarounds.

One of-of more well-known achievements would be the establishment of SOLVY. SOLVY worked an online application that gave students access to quality education in the field of mathematics. The primary focus was to provide students who saw a potential in the subject, an opportunity to learn more. Learn more about more Alexei Beltyukov: http://www.eurohockey.com/player/67688-alexei-beltyukov.html

Particularly in the case where schools could not provide kids with a higher level of education, this app proved extremely useful. Currently, Alexei serves as the Director of the company.

In addition to providing students with general aid with their math, the application also allows teachers to have access to a host of math teaching tools which can help them and their students immensely.

Alexei Beltyukov also provides the Russian government with much-needed insight into economic problems that the country might be facing. He is also the Vice President of Skolkovo, an organization geared towards helping Russian startups and also international companies that are looking to venture out into the Russian markets.

“Beyond The Darkness” on The Jericho Network Announced

Beyond the Darkness is a new podcast from WWE star Chris Jericho’s Jericho Network found on PodCastOne. The Founder and Executive Chairman of PodCastOne, Norman Pattiz, said that the show will provide fascinating and informative discussions about the paranormal world such as ghouls, angels, monsters, ghosts, and mysteries. The discussions will feature world-renowned paranormal researchers and people that have experienced unearthly creatures and events. The hosts of Beyond the Darkness will be Dave Shrader, author and radio host, and radio host and producer Tim Dennis. The show will have new episodes released on Mondays at PodCastOne.com, the PodCastOne app, and iTunes.

In a statement, Pattiz said that Chris Jericho has become a star of PodCastOne, especially since his network has branched away from wrestling. In addition to paranormal investigations, he’s also featured comedians on his network. Jericho said that he welcomes the hosts to his network as well as their huge fanbases and looks forward to The Jericho Network adding onto his networks already strong viewership numbers.

In addition to being the country’s largest radio network, Westwood One also supplies television stations and content to markets across the US. In 2009 he was inducted into the Radio Hall of Fame. Pattiz founded PodCastOne as an advertiser-supported podcast network in 2013, headquartered in Beverly Hill, California, and offices across the country including Dallas, New York, and Chicago. In addition to Chris Jericho many other famous people have networks on PodCastOne including Shaquille O’Neal, Larry King, Bret Easton Ellis, and Adam Carolla. PodCastOne is part of Courtside Entertainment Group, which Norman Pattiz founded in 2010.

Pattiz has served on the board for a number of organizations including Los Alamos National Security and Lawrence Livermore National Security. He was also appointed by President Clinton, and reappointed by President Bush, to a position on the Broadcasting Board of Governors of the United States of America. He has won a number of awards in his career including the Freedom of Speech Award, the Distinguished Education Service Award, and many Broadcaster of the Year awards.

Learn more:

http://www.hsacouncil.org/norman-pattiz/

 

The Traveling Vineyard Brings The Joy Of Wine Tasting To Every Home

From the end of the 20th century and into the 21st century the love of wines has become a major part of the lives of millions of people around the world; however, the problem many face is how and where to get the best in wines at a decent price. We would all love to head to wine producing country and take part in tastings, but this is not always possible and often leaves us in a wine tasting rut. The Traveling Vineyard is looking to change the way everybody samples and orders wine by making wine tastings a fun, affordable, and social event enjoyed in the home of a customer.

The idea for The Traveling Vineyard can be traced back to its founder Rick Libby in 2001, who used the skills he had developed in the wine industry and had the idea for a plastic container style social event selling model that would bring affordable wines directly into the homes of potential customers. The benefits for the wine party host include the chance to enjoy a party where the wine is provided for free and information on foods to compliment a wine are also made available; party hosts also get the chance to earn free bottles of wine and enjoy special offers designed exclusively for them.

For guests at The Traveling Vineyard tasting events the chance to enjoy a range of wines priced under $30 that cannot be found anywhere else in the U.S. is a major bonus. For those who choose to embark on a career, or second career as a Wine Guide the chance to be part of a team that enjoys huge rewards in both the financial and satisfaction sense. Almost everybody who enjoys drinking a glass of wine has dreamed of learning more about wine but been put off by the high price tags of extensive wine courses; The Traveling Vineyard provides access to Online courses, wine tasting guides, and expert assistance to make sure every Wine Guide becomes an expert capable of answering most questions about the wines they are working with.

Related: The Traveling Vineyard Going Out of Business

Jason Hope Business

Starting a business requires a lot of things out of the owner. Not only do you have need to work hard, but you also need to make quick decisions in many areas. Over the long-term, the changes that you make must drive profitable growth in the future. If you are ready to start a company, you also need the capital to drive growth. Jason Hope is a person who truly cares about his customers. He is always willing to invest in them and his local community.

The Role of Technology

Small companies can usually react more quickly to changes in the market, and this is something they can use to get market share from larger companies. Jason Hope has always been interested in driving change through technology and innovation. Over the years, he has stayed on the cutting edge of technology to help his company as much as possible.

Financing

Running a business is about the numbers. Jason Hope has proven that he can manage a large company and still make it profitable. Many companies today are struggling to grow their profits as much as possible. This is why it is so important to have a leader that is able to think about the future with every decision.

Future Plans

In the coming years, Jason Hope wants to continue to work on his business and help others as well. He has done a great job of investing in the lives of other people. He is always willing to invest time and money into the local community when needed.  This is why he has donated so much money to local education programs over the years.

Mike Baur Believes In New Ideas

Launching a startup company comes with tremendous obstacles. Many businesses suffer greatly in the beginning stages due to lack of experience. It is impossible to know exactly what challenges are ahead no matter how careful the planning stages were. Learning these new lessons in business cost time and money. Most startup companies fail during these trying times. It becomes impossible to overcome a combination of what is unknown and what can be afforded. Mike Baur knows what it is like to struggle when starting a new business. He launched the Swiss Startup Factory as a way to assist startup companies in crossing the great divide between success and failure.

Mike Baur began his career in banking. He worked with one of the largest banks in Switzerland for many years before deciding to go out on his own. The Swiss Startup Factory is a concept that Mike feels very passionate about. The organization exists to provide guidance and planning for young companies and their executives as they attempt to bring new concepts into various industries. Mike and his team provide many different types of training including classes and hands-on mentoring. It is important for companies to understand how to budget their operating capital.

Dealing with investors is also a critical aspect of growing any company. Executives must be prepared to answer to those who have provided resources in order for a company to reach its fullest potential. Mike Baur and his team are involved with all aspects of mentoring new companies and making sure that they understand how to maintain their client base during the lean years of business.

The three-month accelerator program is designed to work on presentation skills, planning and project execution. The Swiss Startup Factory offers a detailed course that allows its participants to gather a thorough understanding of how a start-up business emerges into a full-fledged organization.

Mike Baur believes that it is important to invest resources into new ideas and the young executives who are bringing fresh concepts to the business arena. It allows him to attract the brightest minds and give them the support that is needed to elevate their brands and develop new philosophies. Mike Baur and his team have developed state-of-the-art facilities and a lifelike environment for students of the accelerator program to have the best possible education experience.